Numerous fatal and serious car crashes are reported every year in Colorado. Right after an unfortunate accident, you may have to manage many things at a time – medical bills, loss of wages, and other financial losses. Let’s start by saying that there is no law that requires you to hire a car accident lawyer Colorado, to file an insurance claim for seeking compensation. However, there many benefits of working with an experienced lawyer, who can guide on your legal rights and negotiate with the insurance company as needed. There are also circumstances, when hiring an attorney is even more important.
- When your injuries are severe
The aftermath of a car accident may not be immediately apparent. This is one of the reasons why many lawyers insist on waiting for a while before filing the insurance claim. (You have to inform your insurance company and at-fault party’s insurer within a reasonable time). If your injuries are severe, you may need months of medical care, therapy and treatments, and that may prevent you from getting back to work. When your losses are likely to be huge, call an accident lawyer and seek their help.
- When you are sure of the other party’s fault
Colorado is an at-fault state. This means that the at-fault party must pay compensation for your losses. However, for that, you have to establish liability and fault, and that may not be easy. If you are sure that the other party was negligent in their action, contact a lawyer, who can investigate the matter and build your case, so as to maximize the settlement.
- When you are partly at fault
Colorado follows the modified comparative negligence rule. If you had part share of fault, you can still file for compensation, as long as your share of fault is less than 50%. That said, under the modified comparative negligence rule, your awarded compensation will be reduced by percentage of your share of fault. In such circumstances, the other party and their insurer will do everything possible to shift the blame on you. Make sure that you talk to an attorney to protect your rights.
The “statute of limitations” in Colorado allows three years to file personal injury lawsuits. However, if your claim is denied, you may not have a lot of time to build your case. Hire a car accident lawyer, so that they can start prepping the case from an early stage.